Laura Ann Moritz
Senior Loan Originator
Growing up in a real estate family, Laura learned a great deal about the ins and outs of the industry at a young age. Over the past 35 years, Laura has assisted thousands of consumers with their mortgage needs. She prides herself on her extensive knowledge, resources and experience as well as the desire to exceed expectations.
More about Laura:
-Licensed in New York, New Jersey & Florida MLS # 57959
-Graduate Quinnipiac University 1985
-Expert in financial problem solving
-Public speaking, coaching & educational facilitator for topics including mortgage origination/business &personal development
-Leadership Orange & Landmark graduate
-Author of the book “Winning Connection”
- Phone:(201) 368-3140
- Email:[email protected]
Tony Costanzo
Senior Loan Originator
A Home Purchase, and the mortgage loan, are often the largest financial investments that a person makes in their lifetime. It's crucial to make smart choices, be fully informed, and to choose wisely in the current marketplace of products. With almost 24 years of mortgage lending experience, I take pride in offering the highest level of service to my clients - treating each borrower and professional partner the same way that I want to be treated. let's put my experience to work for you.
- Phone:(201) 368-3140
- Email:[email protected]
Dan Shlufman
Loan Originator
Dan has been a Mortgage Loan Originator (MLS #6706) with Classic Mortgage, LLC since 2012. At Classic, he helps clients finance the purchase of new homes and save money by refinancing the loans on their current homes. Dan has been specializing in creative financing since 1996 when he opened his mortgage brokerage company, FCMC Mortgage Corp., which he operated as President and General Counsel, before moving over to Classic. Since most of Dan’s clients are referred from accountants, financial planners, lawyers and real estate agents, he works with many self-employed borrowers and high net worth individuals. .
Dan is also a practicing real estate lawyer in New York and New Jersey and a graduate of the New York University School of Law. Dan’s real estate practice concentrates on the purchase and sale of houses, condominiums, cooperatives and small commercial properties as well as commercial loans, leasing and mortgage consulting (www.shluflaw.com). He also has a background in mortgage lending which he uses to resolve complex legal and title issues on mortgage transactions using his legal knowledge.
- Phone:(201) 368-3140
- Email:[email protected]
Dave Ratner
Loan Originator
As I have been in Mortgage Banking for the past 30 years, I have developed a unique understanding and skill set matched by very few in the industry. I handle my client's files personally from beginning to end, which is extremely unusual. As a company, we handle Fannie / Freddie / FHA / VA as well as Self-Employed borrowers who require common sense underwriting. As the underwriting standards have changed and tightened over the years, it's more important than ever to work with someone, like me, who understands how to navigate the mortgage maze as quickly and efficiently as possible. This is why Attorneys, Realtors, Accountants, Financial planners and Title company's like working with me and referring me clients, as I get the job done by not over promising and under delivering. I treat my clients like family, which is why I also earn about 50% of my business just from the referrals of past customers. If you need financing or know of someone who does, I would appreciate the warmest referrals that you can make. I look forward to helping you achieve your goal of homeownership.
- Phone:(201) 368-3140
- Email:[email protected]
Jacki Katz
Loan Originator
I am an experienced mortgage banker with over 20+ years in financing. After managing the sales and marketing division of a national bank and its 55 branches, I became liaison to 200 credit unions representing over 2 million members. I created and developed Let’s Talk House, an on-line homebuying seminar portal for the real estate community, its affiliates and 1st time homebuyers. I am also a published author ”How to Improve Your Credit Score…Made Easy.”
I have built my reputation on quality and commitment by offering products that custom fit the special needs of my customers. I understand mortgage loans can seem complex, whether you are buying a new home, an investment property, refinancing or cashing out the equity in your current home. I have the knowledge and expertise needed to explore the many financing options available and I am dedicated to provide you with quality and personalized service. We are able to approve more loans, at lower rates, in half the time of many lenders. I am proud of my Company and I know that your experience with us will be a positive one. I look forward to helping you obtain your mortgage financing.
- Phone:(201) 368-3140
- Email:[email protected]
Sesinando Cacoilo
Loan Originator
Sesi began originating residential mortgages in 2012. Besides his mortgage expertise and strong work ethic, he brings over two decades of automotive dealership experience- enabling him to be well versed in consumer credit, negotiating contracts, marketing and team building. He is committed to finding solutions for his client's needs and values building long-lasting relationships. He strives to make them feel comfortable by explaining the step-by-step process. His personalized and empathetic approach ensures that you'll feel supported and understood throughout your experience. Whether you're embarking on your homeownership journey or seeking to optimize your existing mortgage, Sesi is your trusted partner in achieving financial success. Experience the pinnacle of professionalism, expertise, and results with his guidance. Sesi is licensed in the following states: New Jersey, New York and Florida.
- Phone:(201) 368-3140
- Email:[email protected]
Veronica Rouette
Loan Originator
A small river named Duden flows by their place and supplies it with the necessary
- Phone:(201) 368-3140
- Email:mailto:[email protected]